Monthly Archives: July 2017

Latino Health

Latino Health Issues.  Latino Health Surprises and Strengths.  Public Policy that affects and influences Latinos and health.  How we define, engage and protect our own health

And, perhaps most important, how these issues affect us and our day to day lives.

Health is applicable to every area of our being — we talk about emotional, physical, mental and spiritual health.  We also discuss our financial health.

I chose this issue for this month, January, since health issues — and getting “healthier” in a number of ways — seem to be on everyone’s minds.

We take up exercise (or head back to the gym), promise to get out of debt, or perhaps even think about going to church more, sticking with a meditation program or getting “toxic” folks out of our life.

Health is about our environment as a whole, not just the physical environment, but also the psychic environment — who we let in our lives an influence our energy.  And these health issues are sometimes out of our control.  We’ll also consider what in our world influences our health in our communities — asthma, environmental toxins, our housing, etc.

There are community health centers that focus on, and cater to, Latino populations.  These centers often (but not always) understand that Latinos may think very differently about health issues.

For example, Latinos have for a long time understood at some level that our emotions influence our health, and vice versa.  You can probably think of some examples of this.

Some of our families’ “superstitious” ways and folk medicine have been remedies for the things that ail us.

And although in certain ways Latino communities have been very progressive from a health angle, in other ways, we have been less than open.

Mental health issues have long been a stigma in our communities — sometimes to the extent that we refuse to acknowledge even in our own families that something might be drastically wrong.  Issues such as schizophrenia, depression and manic disorders may not be recognized at all.

And our sexual health and well-being is something that is also not often addressed.

How do we take care of our own health, and do so in a way that encourages not only our own well-being, but that of those in our communities as well?

This month we’ll hear from women who work in different health arenas, and find out what issues they see, and how they deal with health concerns in their own lives.

What about YOU?  In what ways do you want to get healthier?  What are your challenges, and what are your strengths?  Go for itArticle Search, chica!  This is the year to become the most Powerful Latina yet…

Health Insurance for Employers

Having health coverage plans, must make or break a business. However, with the current health reform some corporation owners are revisiting the thought of health coverage for their professionals. Larger businesses have even switched to plans that provide reasonable coverage for the employees without exorbitant fees to the carrier. If you are planning to select health coverage coverage for your business here are a few tips to consider.

1) Tailor a plan that reflects the size of your provider. Good insurance providers will have plans that will accommodate the needs of both large and small corporation owners.

2) Consider plans that are flexible and affordable for your employees. Some professionals enjoy to build the plan to their specific needs. For example, have a basic coverage, which allows professionals the option of adding on additional coverage such as dental or vision.

3) Evaluate the strength of the customer service of an coverage provider. Will there be assistance for you and your professionals if you have questions about the policy?

4) Review the overall impact of the budget on your company. Consider the affordability of the plan for your carrier. Try to keep your costs below 50% of your budget.

Some prospective professionals consider health coverage a average part of their benefits and would not consider a position without it. Providing health policy must be costly. However, it does not have to be. With some in depth review of the policies for coverage carriersFree Reprint Articles, you will find plans that provide good comprehensive coverage for your professionals without adding a financial strain to your budget.

Choose a Health Insurance Policy Wisely

This surely is a wise decision in the present time, but a few factors must be given due consideration while making the decision. The selection of the right policy might appear a very simple and an easy task to be accomplished as the insurance companies make it look like, but the reality is something else. It surely is not that easy, but if the task is performed wisely enough, it surely can yield astonishing refunds in the future.

First of all before making a haste decision, you must take all the factors into consideration and compare the policies offered by various health insurance companies with regard to the monthly premium that you will have to pay along with the coverage that is offered in return of that. This comparison will surely help you in making the right decision regarding the policy that is suitable for your pocket. Doing the comparison does not require much effort and time, but all that you need to do is go to any of the comparison sites and do the comparison online.

Yet another thing that you must know about when you are looking out for a health insurance policy is about coinsurance. This term might be unheard of before. Bit it is necessary that you understand the meaning and importance of it. This basically refers to the division of the large sum of the money that is to be paid as the medical bill between you and the insurance company. A larger sum of the money to be paid as the medical bill is paid by the insurance company. But lower the percentage to be paid by you, greater is the investment of the premium to be paid by you every month to the company.

You must also understand the facts regarding the deductibles. Most of the people who opt for any health insurance policy do not even know this termFind Article, but it surely is required to be understood. This basically refers to the sum of the money that you ought to pay prior to the activation of the health insurance policy. The ranges of the deductibles vary from company to company and also depend on the policy that you opt for.

Guide For Choosing A Health Plan

For most of us, at some point in our lives we are going to need health care. Whether it is for something simple like regular preventive care check-ups, or more complicated care for things like maternity or chronic conditions, the best way to get care is by having healthinsurance in Freeport IL. There are many different options for choosing a health plan, so you need to know how to decide which one is right for you.

One of the most common ways to get insurance in Freeport IL is through an employer health plan. Depending on where you work, and what job you have, your employer may offer one or more options for covering your healthcare needs. Sometimes they will have only one plan available, and sometimes they will have multiple plans and levels to choose from. Talk to your human resources department to learn more about co-payments, deductibles, and out of pockets costs for each option to determine which one works best in your situation.

If you are shopping for health insurance on your own, here are a few things to consider:
1. Deductibles. This is the amount of money you have to pay out of pocket each year toward your healthcare before the insurance kicks in. It can range from a few hundred to a few thousand dollars each year—usually a higher deductible means a lower monthly premium, and vice versa. If you are generally healthy and do not access healthcare often, a higher deductible could save you money on your monthly premiums. If you access healthcare regularly or have a chronic condition, a lower deductible and higher monthly premiums may work better for you.
2. Co-payments and Co-insurance. Co-payments are the amount you will pay each time you visit the doctor or pick up a prescription. Co-insurance is usually a percentage you pay out of pocket toward your care after the deductible is met each year. In both cases, if you choose a plan with a lower amount you pay out of pocket, your monthly premiums will probably cost more.
3. In-network and Out-of-network Providers. Some plans have restrictions on which doctors and care facilities are covered. Make sure you choose a plan that has doctors and facilities that are convenient for you to access.
4. Monthly Premiums. When shopping for a plan, the monthly cost will be a factor. Talk to an insurance agent about what options you can adjust within each plan to make the monthly payments more affordable.

With this informationFree Web Content, you can choose the health insurance in Freeport IL that best meets the health care needs of you and your family. Having health insurance can give you the peace of mind that you are protected in case anything happens.